Are you considering divorce, but don’t know where to begin? Are you in the process of your divorce, but in way over your head? Are you unsure of what a divorce may mean for you and your finances? Look no further—Divorce Financial Management is here to answer all of your concerns and more.

Divorce Financial Management offers a comprehensive approach to the burning question of divorce for couples and/or individuals. Through our process, you will gain a better understanding of divorce financial planning in all of its stages: pre-, during, and post-divorce. Most importantly, you will realize the value of working with a CDFA to procure a smooth divorce and a stable financial future. Divorce Financial Management strives to not only provide a clear financial picture for you today, but also to incorporate post-divorce financial projections based on your settlement options. Additionally, because a large population of clients in the process of a divorce find themselves facing a question of the value and equity in their real estate assets, Divorce Financial Management provides guidance in comparative marketing analysis. Whether you have already begun the process of divorce or are just in the discussion stages, Divorce Financial Management can equip you with the necessary tools to complete a gentle, proactive divorce settlement.

Meet William Sanders, your Certified Divorce Financial Analyst (CDFA)

Bill Sanders, CFP ®, CDFA™, CRPS®

At the frontline of your Divorce Financial Management team will be William Sanders, CFP®, CDFA™, CRPS®. William has been an active member of the financial services industry for over thirty years and is dedicated to helping preserve your assets. From divorce financial planning strategies to education funding, William provides a full range options that can incorporate tax-efficient settlement. If you are exploring the Collaborative Divorce process, William has completed the Collaborative Divorce Training to act as the financial neutral during this process. As a Certified Divorce Financial Analyst and Real Estate Sales Associate, William works closely with individual clients to gather financial documents, discuss tax strategies, provide the latest in real estate comparative marketing analysis, and help plan for financial health and independence after a divorce—all while simultaneously embracing strategic partnerships with attorneys, mediators, and other practitioners present on your divorce team.

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In his own words:

“There’s no better way to create a passion for a cause, than to personally walk through a crisis with a loved one. It wasn’t long ago that divorce impacted our family. After 17 years of marriage and five kids, this loved one was faced with being alone to raise her children. The separation and divorce dragged on for 4 years, leaving her and her five children on food stamps and losing their home. At the time I had been in the investment business for over 20 years, but didn’t feel fully equipped to help advise through the process. It wasn’t long after this family event that I got my designation as a Certified Divorce Financial Analyst.

“Now, with more than 30 years of experience in the financial services industry, I am dedicated to helping my clients through the divorce financial management process, helping them stay focused on their finances, while keeping their emotions in check. I concentrate on assisting individuals considering divorce in the areas evaluation of investments to be divided as well as potential tax implications. As well as provide answers to questions about new financial circumstances, children, investments.

“Prior to establishing Palma Ceia Wealth Management in July of 2013, I served as Senior Vice President-Investments at Wells Fargo Advisors, LLC. I earned a Bachelor of Liberal Arts degree from the University of Tampa. In addition, I received both my CERTIFIED FINANCIAL PLANNER™ (CFP®) and Chartered Retirement Plans Specialist (CRPS®) certificate from the Certified Financial Planner Board of Standards, College for Financial Planning Financial Planning and a Certified Divorce Financial Analyst™ (CDFA) designation from The Institute for Divorce Financial Analysts. The CDFA™ designation is the backbone of Divorce Financial Management, LLC business culture and practices.”

Mr. Sanders offers real estate services through his affiliation as a real estate sales associate with Referral Realty Group, Inc.  Referral Realty Group, Inc. is not affiliated with BRIA Capital Group, LLC or Palma Ceia Wealth Management.